Calculators

Know the number before you sign.

Both calculators work from published schedules rather than national averages, and both show the arithmetic so you can check it.

Pennsylvania

Title premium at the filed TIRBOP rate, simultaneous-issue handling for purchases with financing, and realty transfer tax for every municipality in Allegheny County — 2% in most of it, 5% in the City of Pittsburgh.

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Alabama

Title premium on the filed schedule, deed tax calculated correctly on equity, mortgage tax rounded the way the county rounds it, and Madison County recording including the RT-1 form.

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An estimate, not a quote.

These figures cover title premium, tax and recording. A real closing also carries settlement and search fees, any endorsements your lender requires, prorated taxes and lender charges. Send us the contract and we will put a firm number on it.

Request a quote or ask a question

Tell us about the transaction and we’ll come back to you with a figure and a timeline — usually the same business day.

We never send wiring instructions by email, and we will never ask you to change them by email. Always call a number you already have on file before moving money.

Questions

Common questions

Are these figures a quote?
No, an estimate. They cover title premium, tax and recording. A real closing also carries settlement and search fees, any endorsements your lender requires, prorated taxes and lender charges. Send us the contract for a firm number.
Where do the rates come from?
Pennsylvania figures follow the TIRBOP rate manual, which is filed with and approved by the Pennsylvania Insurance Department. Alabama figures follow the Stewart Title Guaranty filed schedule. Both are published documents, not national averages.
Why do the two states produce such different numbers?
Because they are structured completely differently. A $300,000 purchase carries roughly $6,000 of transfer tax in most of Allegheny County and about $60 of deed tax in Alabama. Neither figure tells you anything useful about the other state.

More in our full FAQ, or call Pennsylvania (412) 677-2311 or Alabama (256) 692-0808.

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Pennsylvania calculator Alabama calculator PA vs Alabama, side by side Closing a Pennsylvania property Closing an Alabama property Build a co-branded net sheet